Terms of Use

These Terms of Use ("Terms") are an agreement between you and Aileen Studio LLC, a Wyoming limited liability company ("Aileen Studio," "we," "us," or "our"). By accessing our website, using Alpholio, or contacting our support services (collectively, the "Services"), you agree to these Terms. If you do not agree, do not use the Services.

1. The Services

Aileen Studio develops privacy-focused software for individual investors. Alpholio is designed to help users record U.S. stock transactions, fractional shares, cash activity, dividends, and stock splits, and to calculate portfolio information on their devices. Features may change as the Services are developed and updated.

2. Eligibility and permitted use

You may use the Services only if you can form a binding agreement under applicable law. If you use the Services for an organization, you represent that you are authorized to bind that organization. The Services are licensed for lawful personal or internal business recordkeeping and may not be used in violation of applicable law or third-party rights.

3. No financial, brokerage, or professional advice

Aileen Studio is not a broker-dealer, investment adviser, securities exchange, custodian, bank, tax adviser, or law firm. The Services do not execute trades, hold funds or securities, or provide investment, tax, accounting, or legal advice. Portfolio calculations, prices, indicators, and other information may be incomplete, delayed, or inaccurate and are provided for recordkeeping and informational purposes only. You are solely responsible for verifying information and making your own financial decisions.

4. License and app-store terms

Subject to these Terms, Aileen Studio grants you a limited, revocable, non-exclusive, non-transferable license to use the Services for their intended purpose. If you obtain Alpholio through an app store, the applicable store rules and end-user license terms also apply. If those terms conflict with these Terms regarding your license to the app, the applicable app-store license controls to the extent of that conflict.

5. Your responsibilities

You are responsible for the accuracy and legality of information you enter or import, for reviewing calculations against authoritative brokerage and financial records, and for maintaining appropriate backups. You must protect your devices, Apple ID, exported files, and any market-data API keys. You may use a third-party API key only when you are authorized to do so and must comply with the provider's terms, licenses, rate limits, and fees.

6. Local data, iCloud, and privacy

Alpholio is designed to store portfolio information locally and, when enabled by you, synchronize certain data through your personal iCloud account. Aileen Studio does not operate a centralized database of users' complete portfolios. Device loss, account settings, network conditions, storage limits, system behavior, or third-party outages may affect access or synchronization. Our Privacy Policy explains how the Services handle information and is incorporated into these Terms by reference.

7. Third-party services and market data

The Services may interoperate with Apple services, iCloud, MarketData.app, Alpha Vantage, Finnhub, or other third-party products and data sources. Those services are provided under their own terms and privacy policies. Aileen Studio does not control and does not guarantee their availability, accuracy, completeness, timeliness, licensing status, or continued compatibility. References to third parties do not constitute endorsement.

8. Acceptable use

You may not misuse the Services, attempt unauthorized access, interfere with operation or security, introduce malicious code, remove proprietary notices, copy or redistribute protected portions of the Services except as permitted by law, reverse engineer the Services except where such restriction is prohibited, or use the Services to violate securities, privacy, intellectual-property, export-control, or other applicable laws.

9. Intellectual property

The Services, including software, design, text, graphics, trademarks, and other content provided by Aileen Studio, are owned by Aileen Studio or its licensors and are protected by applicable intellectual-property laws. You retain ownership of the records and files you create or import. These Terms do not transfer ownership of either party's property.

10. Availability, updates, and changes

The Services may be modified, suspended, discontinued, or updated at any time. Updates may add, remove, or change features or device and operating-system requirements. We do not guarantee uninterrupted availability or compatibility with every device, operating-system version, data provider, or file format.

11. Disclaimer of warranties

To the maximum extent permitted by law, the Services are provided "as is" and "as available." Aileen Studio disclaims all express, implied, and statutory warranties, including warranties of merchantability, fitness for a particular purpose, title, non-infringement, accuracy, security, availability, and that the Services will be error-free or prevent data loss. Some jurisdictions do not allow certain disclaimers, so some of these provisions may not apply to you.

12. Limitation of liability

To the maximum extent permitted by law, Aileen Studio and its members, officers, contractors, licensors, and service providers will not be liable for indirect, incidental, special, consequential, exemplary, or punitive damages, or for lost profits, investment losses, lost data, loss of use, or business interruption arising from or related to the Services. Aileen Studio's aggregate liability for all claims relating to the Services will not exceed the greater of the amount you paid Aileen Studio for the Services during the 12 months before the claim or US$100. These limits do not apply to liability that cannot lawfully be excluded or limited.

13. Indemnification

To the extent permitted by law, you agree to defend, indemnify, and hold harmless Aileen Studio and its members, officers, contractors, and licensors from third-party claims, losses, liabilities, and reasonable expenses arising from your unlawful misuse of the Services, your violation of these Terms, or your violation of another person's rights.

14. Suspension and termination

You may stop using the Services at any time. We may suspend or terminate access when reasonably necessary to protect the Services, users, third parties, or Aileen Studio, or when these Terms or applicable law are violated. Provisions that by their nature should survive termination will remain in effect, including intellectual-property, warranty, liability, indemnification, and dispute provisions.

15. Governing law and disputes

These Terms are governed by the laws of the State of Wyoming, without regard to conflict-of-law principles. Subject to any mandatory rights available under applicable consumer law, disputes arising from these Terms or the Services will be brought exclusively in the state courts located in Sheridan County, Wyoming, or the federal courts located in Wyoming, and each party consents to those courts' jurisdiction and venue.

16. Changes to these Terms

We may update these Terms to reflect changes to the Services, law, or business practices. We will post the updated version and revise the effective date. Where required by law, we will provide additional notice. Your continued use after an update takes effect constitutes acceptance of the revised Terms.

17. Language

Translations are provided for convenience. To the extent permitted by law, the English version controls if there is a conflict or difference in interpretation.

18. Contact

Aileen Studio LLC is a Wyoming limited liability company. Questions about these Terms may be sent to support@aileenstudio.dev. Business correspondence may be sent to hello@aileenstudio.dev.